What is Digital Currency in india

भारतीय रिजर्व बैंक 1 नवंबर को थोक खंड के लिए केंद्रीय बैंक समर्थित डिजिटल रुपये के लिए पायलट लॉन्च करेगा।

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... डिजिटल रुपया - थोक खंड में पहला पायलट 1 नवंबर से शुरू होगा। 2022," आरबीआई ने 'सेंट्रल बैंक डिजिटल मुद्रा-थोक (ई-डब्ल्यू) पायलट के संचालन' पर एक बयान में कहा।

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इसने यह भी घोषणा की कि डिजिटल रुपया-रिटेल सेगमेंट में पहला पायलट ग्राहकों और व्यापारियों वाले बंद उपयोगकर्ता समूहों में चुनिंदा स्थानों में एक महीने के भीतर लॉन्च करने की योजना है।

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आरबीआई ने एक विज्ञप्ति में कहा कि नौ बैंक भारतीय स्टेट बैंक, बैंक ऑफ बड़ौदा, यूनियन बैंक ऑफ इंडिया, एचडीएफसी बैंक, आईसीआईसीआई बैंक, कोटक महिंद्रा बैंक, यस बैंक, आईडीएफसी फर्स्ट बैंक और एचएसबीसी हैं।

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डिजिटल रुपया क्या है? सेंट्रल बैंक डिजिटल करेंसी (CBDC) या डिजिटल रुपया केंद्रीय बैंक द्वारा जारी किए गए करेंसी नोटों का एक डिजिटल रूप है। डिजिटल मुद्रा या रुपया पैसे का एक इलेक्ट्रॉनिक रूप है,

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सका उपयोग संपर्क रहित लेनदेन में किया जा सकता है। केंद्रीय बजट 2022 पेश करते हुए, वित्त मंत्री निर्मला सीतारमण ने घोषणा की कि भारतीय रिजर्व बैंक (RBI) जल्द ही अपनी डिजिटल मुद्रा शुरू करेगा।

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सीबीडीसी को दो प्रकारों में वर्गीकृत किया जा सकता है

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1) खुदरा (सीबीडीसी-आर): खुदरा सीबीडीसी संभावित रूप से सभी के उपयोग के लिए उपलब्ध होगा

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2) थोक (CBDC-W) को चुनिंदा वित्तीय संस्थानों तक सीमित पहुंच के लिए डिज़ाइन किया गया है।

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More information Click here

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